Basel III Capital Readiness Check
Checks how well your bank governs its capital adequacy under the Central Bank of the UAE's Basel III capital standards, from board oversight and ICAAP to data, models and Pillar 3 disclosure, and shows which areas need work.
Your answers stay in your own browser while you work. The SMO receives only your headline result unless you choose to share more, keeps it for no more than 90 days, and is happy to sign an NDA with your organisation first.
Based on Central Bank of the UAE – Regulations re Capital Adequacy, with the Standards and Guidance for Capital Adequacy of Banks in the UAE (including Pillar 2 ICAAP and Pillar 3 Market Disclosures), Regulations C 52/2017; Standards C 52/2017 STA (CBUAE Rulebook version dated 1 December 2022); Guidance C 52/2017 GUI (Rulebook, effective 1 April 2021); Model Management Standards and Guidance (issued 21 December 2022). Official source. Checked 23 October 2026.
The SMO works across government, financial services, industry, health and education. The same approach to strategy, performance and risk applies in every sector. See all our free readiness checks.
Sources
This check simplifies the regulator's rules into self-assessment questions. It was built from the sources below, checked on 23 October 2026. It is not legal or regulatory advice.
No CBUAE timetable for implementing the Basel III final reforms was found, so this check is built on the CBUAE's current Capital Adequacy Regulation and Standards and asks you to assess the impact of the final reforms yourself.
- rulebook.centralbank.ae https://rulebook.centralbank.ae/en/entiresection/49
- rulebook.centralbank.ae https://rulebook.centralbank.ae/en/rulebook/guidance-capital-adequacy-banks-uae
- rulebook.centralbank.ae https://rulebook.centralbank.ae/en/entiresection/2725
- rulebook.centralbank.ae https://rulebook.centralbank.ae/en/entiresection/2727
- cbuae.thomsonreuters.com https://cbuae.thomsonreuters.com/node/4609
- ey.com https://www.ey.com/en_eg/risk/cbuae-model-management-standard-and-guidance
- cbd.ae https://www.cbd.ae/docs/default-source/document/basel-iii---pillar-iii-q2-2026-disclosures.pdf?sfvrsn=624106b_2
- theasianbanker.com https://www.theasianbanker.com/press-releases/uae-central-bank-issues-new-rules-related-to-basel-iii
- bis.org https://www.bis.org/publ/bcbs239.htm
Request your complimentary Readiness Review
A senior consultant reviews your result with your team in a complimentary first session and tests your answers against real evidence for a sample of requirements.
- Where you stand in each area, checked against evidence rather than estimates.
- The ownership, evidence and process gaps behind your weakest requirements.
- A prioritised list of what to fix first, and who should own it.